419 scam

 Good day!


My name is Christina M. Huber; I work with the Audit department at Morgan Stanley & Co International Plc. I am writing to seek your interest over a partnership business transaction.


In my department I discovered an abandoned sum of GBP£168,549,250.00 In an account that belongs to one of our foreign customer from your country who died along with his entire family in May 2016 in an automobile accident. Since we got information about his death, we have been expecting his next of kin to come over and claim his money because we cannot release it unless somebody applies for it as next of kin or Foreign Business Partner to the deceased as indicated in our banking guidelines but unfortunately, I learnt that all his supposed next of kin or relation died alongside with him at the accident leaving nobody behind for the claim.

It is therefore upon this discovery that I have decided to make this business proposal to you and to release the money to you as the next of kin or foreign business partner to the deceased for safety and subsequent disbursement since nobody is coming for it and I don't want this money to go into the Bank's treasury account as unclaimed funds.


The Banking law and guideline here stipulates that if such money remained unclaimed after a few years, the money will be transferred into the Bank's treasury account as unclaimed fund. The request of a foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner from your country and a citizen of our country cannot stand as next of kin to a foreigner hence I contacted you, I agree that 50% of this money will be for you as foreign partner, in respect to the provision of a foreign account and the remaining 50% will be for me.


Thereafter I will visit your country for disbursement of the fund according to the percentages indicated in this proposal. Therefore, to enable the immediate transfer of this fund to you as arranged, you must apply first to the bank as business partner or next of kin of the deceased indicating your bank name, your bank account number, your private telephone and fax number for easy and effective communication and location where in the money will be remitted.

Upon receipt of your reply, I will send to you by email the format of the application. I will not fail to bring to your notice that this transaction is hitch free and that you should not entertain atom of fear as all required arrangements have been made in the bank for smooth and effective transfer of the money into your designated bank account that you will provide.

You should contact me immediately as soon as you receive this letter for more details.


Yours faithfully,
Mrs. Christina M. Huber